Terms of Service

Last updated: [DATE — TO BE CONFIRMED]

Placeholder Notice: This is a placeholder Terms of Service. All content must be reviewed by qualified legal counsel before publication or public access is granted.

1. Acceptance of Terms

By accessing or using any services provided by INNOBEE GLOBAL PLC, including the ATOX platform, you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

2. Services Description

INNOBEE GLOBAL PLC provides industrial food production (through its Agro & Food division) and digital services through the ATOX platform, including but not limited to: VTU (airtime and data), digital wallet, peer-to-peer transfers, and KYC-verified account management.

3. Eligibility

You must be of legal age in your jurisdiction to use the ATOX platform. You must also successfully complete KYC verification before accessing certain financial features.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorised access at [contact@innobeeglobal.com].

5. Prohibited Uses

You may not use our services for any unlawful purpose, to facilitate money laundering or fraud, to impersonate others, or to violate any applicable laws or regulations.

6. Transactions and Payments

All transactions processed through ATOX are subject to our transaction policies. [Specific payment terms, refund policies, and dispute procedures to be defined by legal counsel.]

7. Limitation of Liability

[PLACEHOLDER — liability limitations to be defined by qualified legal counsel in accordance with applicable law.]

8. Intellectual Property

All content, trademarks, service marks, and logos associated with INNOBEE GLOBAL PLC and ATOX are the property of INNOBEE GLOBAL PLC or its licensors. Unauthorised use is prohibited.

9. Governing Law

[PLACEHOLDER — governing law and dispute resolution to be defined by qualified legal counsel.]

10. Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the updated Terms.

11. Contact

For legal enquiries: [contact@innobeeglobal.com] — [COMPANY ADDRESS]